Legislative Impacts on Roth IRA Conversions
Roth conversions have been a hot topic lately. Are they a tool for retirement income planning, or a tax revenue tool for Congress? As it turns out, they're both. Here...
STRATA in the Community: Central Texas Food Bank
Due to inflation and increased housing, utility, transportation, and healthcare costs, food banks are seeing a major increase in food demand. Two-thirds of the families that seek aid through the...
Maximize Self-Directed IRA Tax Benefits for Your Clients
The U.S. tax code is complex to say the least. This complexity results in little-known rules that can trip up an uninformed investor, but also in some hidden exceptions that...
Investing in Futures With Your Self-Directed IRA
The use of alternative asset classes, such as real estate and private equity, have been gaining traction in retirement plans.1 A similar trend has been occurring with the use of...
How to Avoid the Early Distribution Tax
Self-directed IRAs are intended to be used as a savings and investment vehicle for retirement, but many of us have good reason to tap into that resource before we retire....
Mitigating Inflation’s Impact on Savings Rates
Americans are facing a perfect storm that could impact their retirement savings plans. Many investments, from stocks to cryptocurrencies, have been underperforming. At the same time, inflation has hit record...
