See the latest news and emerging topics that impact IRAs and retirement.
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Mid-Year IRA Investment Review
The 4th of July holiday marks the “middle of summer” for many people, but it is also the middle of the calendar year. July 2 is the exact half-way date...
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Moving Money Before Retirement
Timing is everything – especially when it comes to investments. Participants deferring compensation into a 401(k) plan receive the benefit of...
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How to Avoid Self-Directed IRA Prohibited Transactions
With a self-directed IRA (SDIRA), you have the benefit of tax-deferred investment growth (tax-free with a Roth IRA) and the freedom to invest in almost...
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Legislation Watch: Secure Act 2.0, House Vs Senate
Although 2020 was an unusually busy year for implementing changes to the tax rules for retirement savings, even more changes could be coming. Rule changes...
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Changing Jobs? Don’t Forget Your 401(k)
Leaving a job is the primary factor associated with retirement savings “leakage” – in other words, retirement savings lost or spent before...
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Tax Form Focus: IRS Form 5498
If you own an IRA (including an inherited IRA), you should receive an IRS Form 5498 every year that a reportable event took place. IRA custodians use this...
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STRATA’s Patrick Hagen Featured: “What Investors Should Know About Private Equity”
Article originally published on TheStreet – Private equity investments via self-directed individual retirement accounts allow investors to move...
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5 Common Retirement Planning Mistakes — And How To Avoid Them (Forbes.com)
Forbes features STRATA Trust President, Kelli Click: More than half of Americans need to take action quickly if they’re going to reach their retirement savings goals, according to the most recent Retirement Preparedness Measure (RPM) calculated by Fidelity.
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What Tax-Free Growth Looks Like
Whether you’re saving for retirement or another financial goal, it’s important to consider how the tax benefits available with different types of...
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9 Key Factors To Consider When Transferring Assets
If you want to move money from one IRA to another IRA, a “transfer” is the easiest method for moving the assets. An IRA-to-IRA “rollover” can also...
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Retirement Readiness After The Pandemic (Forbes.com)
Forbes features STRATA Trust President, Kelli Click: The retirement readiness of many Americans was questionable before the COVID-19 pandemic hit last spring. Unfortunately, the pandemic and its resulting economic lockdowns only seem to have made matters worse. According to the most recent SimplyWise Retirement Confidence Index poll taken in January, more than half of Americans (55%) say they’re more concerned about retirement now than they were a year ago.
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Tax Form Focus: IRS Form 1099-R
As a self-directed IRA owner, you should monitor the tax forms related to IRA investing to ensure you’re receiving the tax advantages available to you....
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Why Self-Directed Individual Retirement Accounts Make So Much Sense
Last year was marked by historic volatility as the market plummeted in March before eventually righting itself and finishing the year strong. But even with that impressive recovery, substantial issues remain with the U.S. economy due to the impact of the coronavirus. As a result, many investors are looking to capitalize on the market turnaround and build diversified retirement portfolios.
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