See the latest news and emerging topics that impact IRAs and retirement.
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2023 Self-Directed IRA Deadlines and Contribution Limits
As the 2023 tax-filing deadline quickly approaches, it may be easy to forget to make your annual contribution to your self-directed IRA. But failing to...
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Jump-Start a Roth IRA with a 529 Rollover
Among the many SECURE 2.0 Act provisions, there are some that affect relatively few individuals but that provide considerable benefit to those who qualify....
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When Should You File IRS Form 5329 or 8606?
Tax filing season is fast approaching—but this filing deadline doesn’t have to create undue apprehension. If you follow a few simple reporting rules...
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Calculating Tax on IRA Distributions
Did you take a distribution (or withdrawal) in 2023 from your IRA or other tax-qualified retirement plan? If so, you should have received an IRS Form...
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IRS Annual Requirements for Alternative Asset Valuations
The IRS requires all retirement plan accountholders to obtain and report the fair market value (FMV) of assets held in their account(s) on an annual basis....
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2023 IRA Distribution Reporting: IRS Form 1099-R
If you took a distribution from your self-directed IRA (SDIRA) in 2023, you will receive an important tax form toward the start of 2024. IRS Form 1099-R,...
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Tax-Smart IRA Strategies for 2024
The upcoming new year brings with it an opportunity to discuss more than just last year’s investment performance with your financial planning clients....
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2023’s Impact on Retirement Strategies
As we approach the start of a new year, you may benefit from a few observations about your retirement plans and investments. 2023 has been a unique year to...
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Your 2024 IRA Calendar
A self-directed IRA (SDIRA) has the potential to greatly benefit your retirement goals – but being proactive is key to easy management. With the new...
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A Comparison of IRAs and 401(k)s
Since first becoming available through the Revenue Act of 1978, 401(k) plans have become the predominant retirement plan for private-sector employers. IRAs...
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Mitigating Taxes With a Qualified Charitable Distribution
We don’t normally think of giving money away as the best way to save money. But those who have reached the age when required minimum distributions (RMDs)...
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A Review of the DOL Fiduciary Rule Rewrite
After years of wrestling with the best way to balance the needs of retirement plan savers with the investment industry’s compensation models, the...
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IRS COLA Changes for 2024
After last year’s historic cost-of-living adjustments (COLAs), the changes for 2024 are more modest. While inflation remains a concern for many, it has...
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Considerations for Roth IRA Conversions
Converting from a Traditional IRA to a Roth IRA can be a great way to jump-start your Roth IRA savings. Conversions involve moving (typically) pre-tax...
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Roth IRAs: The Five-Year Rule for Qualified Distributions
Since 1998, Roth IRAs have proven their worth. The possibility of tax-free earnings has drawn millions of investors to this remarkable retirement savings...
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Investor Insights: STRATA’s 2023 Investor Survey Report
In the last year, we’ve seen a more favorable turn in market conditions for alternative investments. This environment is leading investors to take a more...
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Reducing Taxes in Retirement With An IRA
It’s never too early to begin thinking about how to reduce your income tax liability in retirement – especially because some strategies require action...
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Equal Opportunity for All Investors Act of 2023
The Equal Opportunity for All Investors Act of 2023 was proposed to expand the individuals eligible to invest in start-up companies and other private...
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Historical Trends of Alternative Investment Markets
Self-Directed Individual Retirement Accounts (SDIRAs) permit diversification into a broader range of investments than conventional IRAs, while providing...
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