See the latest news and emerging topics that impact IRAs and retirement.
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Can My SDIRA Invest in an LLC?
Well, the simple answer is yes! A Limited Liability Company (LLC) is a popular alternative investment option for self-directed IRA (SDIRA) owners – in...
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Don’t Leave Your 401(K) Behind
Have you changed jobs or retired and left money behind in your former employer’s 401(k) plan? You worked hard to set aside that money for your future, so...
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Financial Professionals: Looking for Capital?
What do Uber, Airbnb, Slack, SpaceX, and DoorDash all have in common? All of these companies were venture capital (VC)-backed organizations from the U.S....
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2023 SDIRA Fraud Alerts
Investors value the self-directed IRA (SDIRA) for the freedom to invest in almost any type of investment while deferring taxes on contributions and...
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Leveraging Idle Cash in an SDIRA
Excess or idle cash can accumulate in a self-directed IRA (SDIRA), such as when you monetize an investment and are waiting to make another. While having...
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Legislative Changes Impacting Missed RMDs
If you fail to take a required minimum distribution (RMD) from your self-directed IRA, you’ll owe an excess accumulation tax to the IRS. This includes...
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Is A Roth Conversion Right For You?
The contributions you make to IRAs and workplace retirement plans generally reduce your taxable income for the year of contribution and stay tax-deferred...
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The Basics of UBTI/UDFI
Not having to pay taxes on investment growth is one of the hallmark benefits of using an IRA to save for retirement vs. using a taxable account. As with...
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Contribution Limits and Deadlines for Your 2022 Self-Directed IRA
Don’t let a (tax) savings opportunity pass you by – there is still time to add cash to your self-directed IRA and take advantage of the related tax...
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How Does a SEP Plan Work?
If you own a business and receive income for personal services rendered, you can establish a simple, cost-effective IRA-based retirement plan called a...
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Most Common SDIRA Tax Triggers
You’ve put money and time into your self-directed IRA. To ensure that you receive the maximum tax benefits you’ve earned, you must file the appropriate...
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Fair Market Valuations and Alternative Investments
Is your self-directed IRA invested in an asset other than publicly-traded stocks, mutual funds, ETFs, bonds, or precious metals? Perhaps you’ve invested...
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2023 SDIRA Tax Reporting: Form 1099-R
Self-directed IRAs (SDIRAs) come with tax benefits – it’s up to the investor to understand the tax reporting requirements to claim those benefits....
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5 Ways the SECURE Act 2.0 Can Boost Your Retirement Savings (Forbes.com)
On December 29, 2022, the SECURE Act 2.0 of 2022 was signed into law to enhance America’s retirement savings outlook. Discover 5 ways the SECURE Act 2.0 can boost your retirement savings.
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Secure Act 2.0 Passage: Impact on IRAs
Three years after passing the SECURE Act of 2019, Congress passed the SECURE Act 2.0 to further advance the bipartisan policy initiative of increasing...
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Your 2023 IRA Calendar
Looking for a New Year’s resolution that will benefit your retirement portfolio? STRATA’s 2023 IRA Calendar can help you commit to achieving one goal...
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Calculating Tax on IRA Withdrawals
Did you withdraw money or property from your IRA in 2022? Chances are it will be taxable, but it might not be. The taxation of an IRA withdrawal depends on...
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4 RMD Strategies to Help Mitigate Losses and Taxes
The IRS requires all IRA holders aged 72 or older to withdraw a certain amount of money each year from their IRAs (not including Roth IRAs). Referred to as...
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Avoiding Taxable Transactions: IRA Rollovers
IRAs are tax-smart investments offering tax-deferred and tax-free investment earnings, among other benefits. The tax laws provide these benefits and allow...
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IRS COLA Changes for 2023
Inflation is typically hard on retirement savers. As inflation cumulates year over year, an account balance will be losing purchasing power even if it’s...
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New Rules for RMDs
If you’re age 72 or older, you must withdraw a certain amount of money each year from your IRAs (excluding Roth IRAs). These “required minimum...
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3 Alternative Investments to Hedge Against Inflation (Forbes.com)
With record-setting inflation rates and a volatile stock market, you may be looking for alternative ways to preserve and grow your retirement savings. Within any portfolio, hedging against inflation involves a few straightforward principles.
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Investor Insights: STRATA’s 2022 Investor Survey Report
As long as the markets continue to operate in a volatile manner, non-correlated investment options like alternative assets will continue to gain...
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How To Invest Your Self-Directed IRA In Socially Responsible Ways (Forbes.com)
What if you could invest your money in ways that also help achieve positive environmental and social impacts? Now you can — with an investing strategy known as socially responsible investing, or SRI. Also known as environmental, social and governance (or ESG) investing, this strategy allows you to invest your money in ways that align with your beliefs and values while supporting causes that you believe in.
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Why Private Debt Has Become A Popular Alternative Asset For SDIRA Investors (Forbes.com)
Private Debt is now the third largest alternative asset class behind private equity and direct real estate with nearly $1 trillion in total assets.
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How to Avoid Self-Directed IRA Prohibited Transactions
With a self-directed IRA (SDIRA), you have the benefit of tax-deferred investment growth (tax-free with a Roth IRA) and the freedom to invest in almost...
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