See the latest news and emerging topics that impact IRAs and retirement.
-
2023 SDIRA Tax Reporting: Form 1099-R
Self-directed IRAs (SDIRAs) come with tax benefits – it’s up to the investor to understand the tax reporting requirements to claim those benefits....
Read time: 5 Minutes Read More -
5 Ways the SECURE Act 2.0 Can Boost Your Retirement Savings (Forbes.com)
On December 29, 2022, the SECURE Act 2.0 of 2022 was signed into law to enhance America’s retirement savings outlook. Discover 5 ways the SECURE Act 2.0 can boost your retirement savings.
Read time: 5 Minutes Read More -
Secure Act 2.0 Passage: Impact on IRAs
Three years after passing the SECURE Act of 2019, Congress passed the SECURE Act 2.0 to further advance the bipartisan policy initiative of increasing...
Read time: 4 Minutes Read More -
Your 2023 IRA Calendar
Looking for a New Year’s resolution that will benefit your retirement portfolio? STRATA’s 2023 IRA Calendar can help you commit to achieving one goal...
Read time: 7 Minutes Read More -
Calculating Tax on IRA Withdrawals
Did you withdraw money or property from your IRA in 2022? Chances are it will be taxable, but it might not be. The taxation of an IRA withdrawal depends on...
Read time: 5 Minutes Read More -
What To Know About Inherited IRAs
IRAs are an important estate planning tool for passing wealth directly to loved ones outside of probate – and even tax-free with a Roth IRA. But it’s...
Read time: 5 Minutes Read More -
4 RMD Strategies to Help Mitigate Losses and Taxes
The IRS requires all IRA holders aged 72 or older to withdraw a certain amount of money each year from their IRAs (not including Roth IRAs). Referred to as...
Read time: 3 Minutes Read More -
Benefits of Establishing a Minor IRA
Helping your child start an IRA could make for a great gift this holiday season. Anyone can have an IRA if they have earned income, including workers...
Read time: 4 Minutes Read More -
Avoiding Taxable Transactions: IRA Rollovers
IRAs are tax-smart investments offering tax-deferred and tax-free investment earnings, among other benefits. The tax laws provide these benefits and allow...
Read time: 4 Minutes Read More -
Trend Spotlight – Bank Capital Raising
Among the numerous investment options available, a recently revitalized asset is private bank stock investments. Across the alternative asset marketplace,...
Read time: 5 Minutes Read More -
IRS COLA Changes for 2023
Inflation is typically hard on retirement savers. As inflation cumulates year over year, an account balance will be losing purchasing power even if it’s...
Read time: 5 Minutes Read More -
New Rules for RMDs
If you’re age 72 or older, you must withdraw a certain amount of money each year from your IRAs (excluding Roth IRAs). These “required minimum...
Read time: 3 Minutes Read More -
Do You Have Enough Saved to Retire?
“How much do I need to have saved to retire?” That’s the million-dollar question – or perhaps a two-million-dollar question now, thanks to...
Read time: 4 Minutes Read More -
Investor Insights: STRATA’s 2022 Investor Survey Report
As long as the markets continue to operate in a volatile manner, non-correlated investment options like alternative assets will continue to gain...
Read time: 2 Minutes Read More -
3 Alternative Investments to Hedge Against Inflation (Forbes.com)
With record-setting inflation rates and a volatile stock market, you may be looking for alternative ways to preserve and grow your retirement savings. Within any portfolio, hedging against inflation involves a few straightforward principles.
Read time: 5 Minutes Read More -
How to Avoid the Early Distribution Tax
Self-directed IRAs are intended to be used as a savings and investment vehicle for retirement, but many of us have good reason to tap into that resource...
Read time: 4 Minutes Read More -
How To Invest Your Self-Directed IRA In Socially Responsible Ways (Forbes.com)
What if you could invest your money in ways that also help achieve positive environmental and social impacts? Now you can — with an investing strategy known as socially responsible investing, or SRI. Also known as environmental, social and governance (or ESG) investing, this strategy allows you to invest your money in ways that align with your beliefs and values while supporting causes that you believe in.
Read time: 3 Minutes Read More -
Why Private Debt Has Become A Popular Alternative Asset For SDIRA Investors (Forbes.com)
Private Debt is now the third largest alternative asset class behind private equity and direct real estate with nearly $1 trillion in total assets.
Read time: 5 Minutes Read More -
How to Avoid Self-Directed IRA Prohibited Transactions
With a self-directed IRA (SDIRA), you have the benefit of tax-deferred investment growth (tax-free with a Roth IRA) and the freedom to invest in almost...
Read time: 4 Minutes Read More
