Reviews and Testimonials

It's the details that matter

We have over 350 years of combined experience in the self-directed IRA industry and built our reputation by delivering simple and straightforward custody for a broad range of investment options. Our commitment to delivering responsive, flexible, and innovative solutions with an end-to-end experience is unmatched.

Service individual investors, investment platforms, advisors and professionals nationwide

We deliver customer-focused technology that makes IRA transaction processes superior to our competitors and easier for you

Investment flexibility beyond what most banks, brokerage firms and other financial institutions allow

Solid expertise in the custody of alternative investments

Robust regulation by state and federal banking regulators

Unmatched personalized service and dedication

Here's What Our Clients Are Saying

I have been using Strata Trust for years to invest through my Roth IRA’s in various real estate deals and they have been wonderful to deal with. Great portal, good security, wonderful people to work with. Recommend them highly.

– Jacob P.

Strata simply tries harder and provides more personal service than the competition. When there is an issue, they jump on it and communicate clearly.

– Bob L.

Years ago I researched all my options for a self-directed IRA. The result was that Strata was far more reasonable with fees. Over the years I have never been disappointed with the thorough and immediate assistance I have had to both normal dealings with investments, but also in dealing with any abnormal situations. Thank you Strata for making such a trustworthy environment.

– Jim K.

There appear to be a few companies out there vying for your business as a self-directed IRA custodian. I’m happy to report that it appears I made an excellent choice by going with STRATA. I have found them to be responsive, timely, professional, polite, and very much engaged in assuring that my business gets conducted quickly, but also correctly. All these attributes are important, not just financially, but also because they protect commitments I make to third parties with whom I invest. All that at a competitive fee structure.

– Creighton S.

STRATA’S customer service is without equal. They are awesome in every respect.

-Brian H.

Client testimonials reflect the experiences of individuals who have used STRATA Trust Company products and/or services. These individuals are not paid endorsers of STRATA and have not received any discounts or compensation for sharing their opinions. All thoughts and opinions expressed by testimonials participants are solely theirs and do not reflect the opinions of STRATA nor reflect a specific inducement to make a particular investment.

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Learning About Self-Directed IRAs

Learn the basic information about self-directed IRAs with these commonly asked questions.
  • What is a self-directed IRA?
    A self-directed IRA is a retirement account that puts you in control of your IRA investment. Unlike most retirement accounts whose investments are chosen by an account and/or fund manager, you choose what to invest in with a self-directed IRA. This allows you to diversify your retirement portfolio’s investment and potentially maximize returns.
  • Are investments in a self-directed IRA insured?
    The cash held in your STRATA custodial account is FDIC-insured up to $250,000, but any other investments held by your IRA are not FDIC-insured, are not guaranteed by STRATA and may lose value.
  • Are self-directed IRAs a target for potential fraud?
    While self-directed IRAs can be a safe way to invest retirement funds, investors should be mindful of potential fraudulent schemes when considering a self-directed IRA. Investors should understand that the custodians and trustees of self-directed IRAs may have limited duties to investors and that the custodians and trustees for these accounts will generally not evaluate the quality or legitimacy of an investment and its promoters. As with every investment, investors should undertake their own evaluation of the merits of a proposal and should check with regulators about the background and history of an investment and its promoters before making a decision. Learn more about how to protect yourself from fraud.
  • Are self-directed IRAs reported to the IRS?
    Yes. As with any IRA custodian, STRATA is required to file Form 5498 with the IRS each year as well as Form 1099R (if applicable).
  • Can I have a self-directed IRA if I participate in a retirement plan at work?
    You can have a Traditional or Roth IRA whether or not you participate in another retirement plan through your employer or business. However, you might not be able to deduct all of your Traditional IRA contributions if you or your spouse participates in another retirement plan at work. Roth IRA contributions might be limited if your income exceeds a certain level.
  • Does STRATA offer any investment products or investment advice?
    As an IRA custodian, STRATA does not sell investment products or provide investment advice. Custodians do not provide investment, tax or legal advice, so clients needing these services are urged to contact their professional advisor.

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Let's work together

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© 2023 STRATA Trust Company. All Rights Reserved.

STRATA Trust Company (“STRATA”) performs the duties of a directed (passive) custodian, and as such does not provide due diligence to third parties regarding prospective investments, platforms, sponsors, dealers or service providers.  As a custodian, STRATA does not sponsor, endorse or sell any investment and is not affiliated with any investment sponsor, issuer or dealer.  STRATA does not provide investment, legal or tax advice. Individuals should consult with their investment, legal or tax professionals for such services.

Investment Products: Not FDIC-Insured  |  No Bank Guarantee  |  May Lose Value

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