HOLIDAY CLOSURE: Our offices will be closed on Monday, May 27, 2024, in observance of the Memorial Day holiday. We will reopen for regular business hours on Tuesday, May 28, 2024. 

Reviews and Testimonials

It's the details that matter

We have over 350 years of combined experience in the self-directed IRA industry and built our reputation by delivering simple and straightforward custody for a broad range of investment options. Our commitment to delivering responsive, flexible, and innovative solutions with an end-to-end experience is unmatched.


Service individual investors, investment platforms, advisors and professionals nationwide

We deliver customer-focused technology that makes IRA transaction processes superior to our competitors and easier for you

Investment flexibility beyond what most banks, brokerage firms and other financial institutions allow

Solid expertise in the custody of alternative investments

Robust regulation by state and federal banking regulators

Unmatched personalized service and dedication

Here's What Our Clients Are Saying

Client testimonials reflect the experiences of individuals who have used STRATA Trust Company products and/or services. These individuals are not paid endorsers of STRATA and have not received any discounts or compensation for sharing their opinions. All thoughts and opinions expressed by testimonials participants are solely theirs and do not reflect the opinions of STRATA nor reflect a specific inducement to make a particular investment.

Great Content is Just a Click Away

Why Hedging Is an Important Investment Strategy

While depository financial organizations typically allow only cash or time deposit (certificate of deposit) investments, other investment firms (e.g., broker-dealers) focus on corporate stock and other securities. Self-directed IRA custodians,...

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Understanding IRS Form 5498: A Guide for IRA Owners

By May 31 each year, IRA trustees and custodians are required to send IRS Form 5498, IRA Contribution Information, to both IRA owners and the IRS. As its name suggests,...

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Investment Vehicles: Self-Directed IRAs vs. Taxable Accounts

Whether you have some money to invest now or you simply understand that you need to invest more in the future, being unsure of what vehicle to use for the...

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Learning About Self-Directed IRAs

Learn the basic information about self-directed IRAs with these commonly asked questions.
  • How do I contact STRATA?
    You can obtain our contact information by clicking here: Contact Us 
  • What is a self-directed IRA?
    A self-directed IRA is a retirement account that puts you in control of your IRA investment. Unlike most retirement accounts whose investments are chosen by an account and/or fund manager, you choose what to invest in with a self-directed IRA. This allows you to diversify your retirement portfolio’s investment and potentially maximize returns.
  • Are Investments in a Self-Directed IRA Insured?
    The cash held in your STRATA custodial account is FDIC-insured up to $250,000, but any other investments held by your IRA are not FDIC-insured, are not guaranteed by STRATA and may lose value.
  • Are self-directed IRAs a target for potential fraud?
    While self-directed IRAs can be a safe way to invest retirement funds, investors should be mindful of potential fraudulent schemes when considering a self-directed IRA. Investors should understand that the custodians and trustees of self-directed IRAs may have limited duties to investors and that the custodians and trustees for these accounts will generally not evaluate the quality or legitimacy of an investment and its promoters. As with every investment, investors should undertake their own evaluation of the merits of a proposal and should check with regulators about the background and history of an investment and its promoters before making a decision. Learn more about how to protect yourself from fraud.
  • Can I Have a Self-Directed IRA if I Participate in a Retirement Plan at Work?
    You can have a Traditional or Roth IRA whether or not you participate in another retirement plan through your employer or business. However, you might not be able to deduct all of your Traditional IRA contributions if you or your spouse participates in another retirement plan at work. Roth IRA contributions might be limited if your income exceeds a certain level.
  • Does STRATA Offer Any Investment Products or Investment Advice?
    As a directed IRA custodian, STRATA does not sell investment products or provide investment advice. Custodians do not provide investment, tax or legal advice, so clients needing these services are urged to contact their professional advisor.

Meet the Team

Meet the highly qualified team that's as passionate about self-directed IRAs as they are about delivering personalized service.

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We’re always on the lookout for enthusiastic go-getters who are eager to learn and love to work with people.

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