Structured Settlements

Turn settlements into peace of mind.

A structured settlement is a legal settlement that’s paid out as an annuity rather than as a lump sum. Every day courts and insurance companies award judgments and settlements on a wide array of claims that can become part of your retirement portfolio, if you’re a savvy enough investor.

How to invest structured settlements

Imagine someone is injured and permanently disabled after a car accident. As a result, they receive a structured settlement from an insurance company paying out $4,000 a month over the next 20 years. Because this structured settlement does not provide an immediate cash payout to the recipient, the injured party can sell the cash flow at a discount in exchange for a lump sum payment which means that they can take a loss on their settlement in order to receive a lump sum. This presents investors with a unique investment option to purchase these monthly payments through a self-directed IRA and lock in a rate of return for the judgment or settlement — all on a tax-deferred (or tax-free in the case of a Roth IRA) basis.

Open An Account

How to get started

Open a self-directed IRA account and fill out the related forms.

Open An Account

Fund your IRA with a transfer, rollover, or annual contribution.

Learn More

Direct your investment by downloading and completing our Structured Settlement Investment Checklist, which includes the items that must be submitted in advance as well as the investment direction form.

Learn More

Talk to a self-directed IRA professional.

If you have questions about self-directed IRAs and structured settlements or if you’re ready to open an account — don’t hesitate to reach out.


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