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Turn settlements into peace of mind.
A structured settlement is a legal settlement that’s paid out as an annuity rather than as a lump sum. Every day courts and insurance companies award judgments and settlements on a wide array of claims that can become part of your retirement portfolio, if you’re a savvy enough investor.
How to invest structured settlements
Imagine someone is injured and permanently disabled after a car accident. As a result, they receive a structured settlement from an insurance company paying out $4,000 a month over the next 20 years. Because this structured settlement does not provide an immediate cash payout to the recipient, the injured party can sell the cash flow at a discount in exchange for a lump sum payment which means that they can take a loss on their settlement in order to receive a lump sum. This presents investors with a unique opportunity to purchase these monthly payments through a self-directed IRA and lock in a rate of return for the judgment or settlement — all on a tax-deferred (or tax-free in the case of a Roth IRA) basis.
Direct your investment by downloading and completing our Structured Settlement Investment Checklist, which includes the items that must be submitted in advance as well as the investment direction form.
STRATA Trust Company (“STRATA”) performs the duties of a directed (passive) custodian, and as such does not provide due diligence to third parties regarding prospective investments, platforms, sponsors, dealers or service providers. As a custodian, STRATA does not sponsor, endorse or sell any investment and is not affiliated with any investment sponsor, issuer or dealer. STRATA does not provide investment, legal or tax advice. Individuals should consult with their investment, legal or tax professionals for such services.
Investment Products: Not FDIC-Insured | No Bank Guarantee | May Lose Value
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