HOLIDAY CLOSURE: Our offices will be closed on Wednesday, June 19, 2024, in observance of the Juneteenth holiday. We will reopen for regular business hours on Thursday, June 20, 2024. 

About Us

Experience you can count on.
Service you can trust.

STRATA Trust Company was founded in 2008 as a wholly-owned subsidiary of Horizon Bank, SSB. Based in Texas and formerly known as Self Directed IRA Services, Inc., STRATA has strategically realigned to support a broad range of investment professional partners in growing their SDIRA assets. We take pride in empowering investors to reach their retirement goals by providing custody of alternative investment IRAs as well as traditional assets.

Important Milestones in the
Evolution of Our Company


Self Directed IRA Services, Inc. is established.


Launched institutional IRA services to benefit investment platforms, advisors and professionals.


A new industry milestone: STRATA Trust is one of the first to work with crowdfunding platforms.


Assets under custody exceeded $1B.


Self Directed IRA Services, Inc. rebrands and STRATA Trust Company is born.


Attained $3B in assets under custody. Launched ServiceNOW form technology for simplified IRA transactions.


Attained $4B in assets under custody. Launched seamless investment onboarding with Investment Hub.


Attained $5B in assets under custody. Grew to 75+ employees.

We've built our business on trust.

In today’s competitive financial environment, we know you have many options in the retirement services marketplace. It’s our mission to provide the highest level of customer service, attention to detail, and dedication to satisfy your long-term needs. Download STRATA at a Glance to learn more about why our customers choose us year after year.


Advantages of using STRATA:

Complete investment flexibility beyond what most banks, brokerage firms and other financial institutions allow

A national leader with over 350 years of combined experience in the self-directed IRA industry

Working with individual investors, as well as investment platforms, advisors and professionals nationwide

Our ability to be flexible, balanced and accessible means you experience less red tape that permeates our larger competitors

Unmatched personalized service and dedication

An IRA custodian subject to robust regulation and compliance safeguards

Account Security and Protection Concerns

  • Secure Email Communication - Initiating a Message
    STRATA Trust Company ("STRATA") utilizes Microsoft 365 to provide a secure and encrypted email platform to any individual wishing to transfer messages and documents to STRATA securely. INITIATING A SECURE EMAIL MESSAGE In order to create a secure environment within Microsoft 365, the Protected Message Viewer Portal will need to be activated. Once activated, you can respond and attach documents all in a secure environment. In the diagram below you can see how encrypting your email communications helps protect your data as it travels across the internet to STRATA. Overview our step-by-step guideWhitepaper images (10)  
  • Secure Email Communication - Receiving a Message
    Overview quick tips on receiving, viewing, and replying to Microsoft 365 encrypted messages sent by STRATA. AUTO ENCRYPTION Part of STRATA's internal controls includes the protection of personally identifiable information (PII). If Microsoft 365's system detects PII in an outbound message sent by STRATA, then the email will automatically be encrypted. For that reason, you may receive an encrypted email that allows STRATA to securely exchange data with our clients. Overview our step-by-step guide. Email Encryption  How communications flow to and from STRATA
  • Security Policy
    While the Internet is generally not a secure environment and no one can guarantee absolute security, we strive to provide our clients with a level of comfort about the security of the information they store and transmit through our website. Protecting your personal information is of vital importance to STRATA Trust Company. It is our goal that all information submitted, and transactions completed through this website are confidential and secure. To read our full security policy, visit our Security Policy page.
  • Business Continuity
    We maintain a comprehensive data recovery plan, including business continuity services and daily backup of data at a secure offsite facility. Strict policies are maintained to ensure the security of our clients’ records.
  • Client Information Privacy
    As a regulated financial institution, it is our policy not to disclose, either directly or indirectly, any personal information about our clients to third parties without the prior written consent of the client, except for our legitimate business purposes and in compliance with all applicable laws and regulations. In addition, we do not provide account or personal information to outside companies that conduct independent telemarketing or direct mail marketing.
  • Professional Liability Insurance
    Through Horizon Bank, we maintain a comprehensive insurance package, including financial institution bond policy, banker’s professional liability insurance and directors and officers’ liability insurance through underwriters rated A++ (Superior) by A.M. Best.
  • Regulatory and Audit Controls
    As a subsidiary of Horizon Bank, we are regulated by the Texas Department of Banking, which conducts regular examinations of our operation. In addition, we are audited regularly by independent auditing firms for IRA compliance.
  • Uninvested Cash
    Funds received into an account are deposited into an interest-bearing account with our parent company, Horizon Bank, or other financial institutions selected by us where balances are FDIC-insured up to $250,000 per account holder. Aside from this FDIC coverage on uninvested funds, there is no protection provided for investments held in our IRA accounts unless specifically provided by the investment.

STRATA Insights

See the latest headlines from STRATA Trust Company about the self-directed IRA industry.

STRATA in the Community: World Blood Donor Day 2024

Did you know a blood donation of one pint can save up to three lives? The lives of those in need of a stable blood supply are completely dependent on...

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How to Mitigate Inflation’s Effects on Retirement Savings

According to the U.S. Bureau of Labor Statistics, 2021 and 2022 saw inflation rates of 7% and 6.5%, respectively. As we know, this happened on the heels of the coronavirus...

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How the New DOL Fiduciary Rule Affects IRA Owners

On April 25, 2024, the Department of Labor (DOL) published regulations on the “fiduciary rule” that applies to those who provide retirement investment advice to individuals and plan administrators. The...

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We are #BetterTogether

From sharing stories and educational content to helping out our community, STRATA strives to leave a lasting positive impact on our community.

Meet the Team

Meet the highly qualified team that's as passionate about self-directed IRAs as they are about delivering personalized service.

Get to know us

Let's work together

We’re always on the lookout for enthusiastic go-getters who are eager to learn and love to work with people.

See Job Openings

Want to know more about us?

Give us a call. We’re always excited to talk to prospective clients about the tremendous potential of self-directed IRAs.


Contact Us