Traditional or Roth? You Can Change Your Mind After You Make a Contribution
“A leopard can’t change its spots,” as the old saying goes, but the tax nature of an IRA contribution can be changed to give you the type of tax benefit...
Don’t Lose Your IRA Inheritance to Taxes or Penalties
Have you recently inherited an IRA from a loved one, or do you think you will someday? If so, it’s important to understand your options for taking payments from that...
Infographic: 10 Things to Know About Traditional IRAs
A Traditional IRA gives individuals the opportunity to direct pre-tax income toward tax-deferred investments. In addition, no capital gains or dividend income is taxed until it is withdrawn from a...
How to Make The Most of Your Rollover
If you participated in a former employer’s retirement plan, you don’t have to leave your retirement savings with your former employer, you can take it with you. You can either...
Advisors Play a Critical Role in RMD Planning
As a financial advisor, you are probably aware that self-directed Traditional IRA owners must begin taking required minimum distributions (RMDs) when they reach age 70½. But some of your clients...
Plan Ahead for Taking Required Distributions from Your Traditional IRA
Deferring the tax on your retirement savings is a key benefit of saving in a self-directed Traditional IRA – until you reach age 70½. Once you reach this age, the...
