Leveraging Idle Cash in an SDIRA
Excess or idle cash can accumulate in a self-directed IRA (SDIRA), such as when you monetize an investment and are waiting to make another. While having liquidity in an SDIRA...
Legislative Changes Impacting Missed RMDs
If you fail to take a required minimum distribution (RMD) from your self-directed IRA, you’ll owe an excess accumulation tax to the IRS. This includes IRA owners age 70½, 72,...
STRATA in the Community: Unbound Now Waco 5K
Unbound Now Waco hosted its 11th annual Unbound Now Light Up the Dark 5K on April 1, 2023. Presented by Chick-fil-A - Baylor University, this event raises funds and awareness...
Is A Roth Conversion Right For You?
The contributions you make to IRAs and workplace retirement plans generally reduce your taxable income for the year of contribution and stay tax-deferred until you withdraw them. While you’re enjoying...
The Basics of UBTI/UDFI
Not having to pay taxes on investment growth is one of the hallmark benefits of using an IRA to save for retirement vs. using a taxable account. As with most...
Contribution Limits and Deadlines for Your 2022 Self-Directed IRA
Don’t let a (tax) savings opportunity pass you by – there is still time to add cash to your self-directed IRA and take advantage of the related tax breaks for...