Private assets
Expand your retirement portfolio with private asset investments
Leverage the potential of private equity, private debt, and other alternative investments through your self-directed IRA.
Diversify your IRA with private equity, debt, and more
Private assets allow you to broaden your retirement portfolio beyond traditional investments. By including private equity, private debt, and other alternatives in your self-directed IRA, you can build a strategy tailored to your financial goals and risk tolerance.
Private Equity
Invest in privately held companies, ranging from startups to established entities seeking capital for expansion.
Advantages:
-
Put your knowledge to work — leverage your industry or investment experience.
-
Access private markets through your retirement account when it fits your strategy.
-
Keep more of what you earn with tax-deferred or tax-free growth inside your IRA.
-
Expand beyond the basics by adding alternative assets alongside traditional stocks and bonds.
-
Private company stockAcquire ownership in privately held businesses with potential for high returns through growth or exit events.
-
De novo bank stockAccess shares in newly formed (de novo) banks, offering unique opportunities during early-stage expansion.
-
Real estate venturesParticipate in partnerships focusing on property development or acquisition.
-
Venture capitalEarly-stage startups, typically in high-growth industries like tech, biotech, or fintech.
-
And much more
private debt
Earn steady interest income and diversify your IRA by lending to individuals or entities.
-
Mortgage notes & trust deedsLend funds secured by real estate, receiving interest payments.
-
Promissory notesEngage in direct lending arrangements with specified repayment terms.
-
Private corporate debenturesInvest in debt instruments issued by private corporations.
Other private assets
Explore additional alternative investments to further diversify your retirement portfolio
Structured settlements
Purchase rights to future payment streams from settlements.
Futures
Invest in contracts to buy or sell assets at predetermined future dates and prices.
Benefits of investing in private assets through a self-directed IRA
-
Diversification
Broaden your retirement portfolio by incorporating private assets alongside traditional investments.
-
Expanded access
Use your IRA to invest in a wider range of private equity, debt, real estate, structured settlements, and futures—including private market assets accessed through crowdfunding platforms.
-
Tax advantages
Maintain the benefits of tax-deferred or tax-free growth when holding private assets in a retirement account.
Getting started is simple
STRATA’s online application makes it easy to choose your IRA type, enter your info, and upload documents—all in one secure session. Most accounts are opened in under 10 minutes.
Fund your account
Transfer an existing IRA, roll over a 401(k), or make a new contribution—all processed securely with STRATA. Most funding is completed in just a few days.
Select your investments
Choose from real estate, private equity, debt, or metals. STRATA reviews for eligibility and confirms next steps—helping you invest with confidence.
Leverage our expertise
STRATA helps you every step of the way. Explore frequently asked questions or reach out to talk to an SDIRA specialist.
We're here to help you get started
Not sure which IRA type or investment option is right for you? Our team is ready to guide you through the process and answer your questions.
Insight
How Investors Use Self-Directed IRAs for Real Estate
Learn how to hold real estate in a self-directed IRA while staying compliant with IRS rules, avoiding prohibited transactions, an…
Insight
Still Waiting on Form 5498?
Why does IRS Form 5498 arrive after you file your taxes
Insight
How Custody Works for Alternative Investments
How to choose the right self-directed IRA custodian
Insight
Will My Self-Directed IRA Owe Taxes on Investment Income?
Learn how certain SDIRA investments can trigger UBTI or UDFI taxes, when these taxes appl…
Insight
The Overlooked IRS Forms That Can Keep Your IRA on Track
Essential guidance for IRA owners on when IRS Forms 5329 and 8606 are required to avoid p…