Scheduling Annual Payments to Beat The Early Withdrawal Tax
Are you retiring early? Perhaps you’ve planned to use your IRA assets as a source of income at this stage of your life – or maybe you’ve had to stop...
401(k) Distribution Options When You Change Jobs
If you’ve been lucky enough to participate in a retirement plan at work, you’re already off to a great start saving for your retirement. When you decide to change jobs,...
Beware the Early Withdrawal Tax If You’re Under 60
One of the benefits of saving in an IRA is the flexibility to take withdrawals from your account at any time. But, because IRAs were designed to help individuals save...
Don’t Lose Your IRA Inheritance to Taxes or Penalties
Have you recently inherited an IRA from a loved one, or do you think you will someday? If so, it’s important to understand your options for taking payments from that...
Fair Market Value: What You Need To Know
Federal law requires STRATA to report the fair market value ("FMV") of each retirement account we administer to the Internal Revenue Service each year. To properly complete these functions, IRA...
IRA Transfers – An Easy Way to Move Assets
IRA investors have an easy method available to them for moving assets among their IRAs: an IRA-to-IRA transfer. Some may use this tool to consolidate their accounts, build balances to...
