Holiday Closure: Our offices will be closed on Thursday, November 24, 2021, and Friday, November 25, 2021, in observance of Thanksgiving.  We will reopen for regular business hours Monday, November 29, 2021. 

Financial Calculators

At STRATA, we strive to provide you with the helpful tools and resources – including these convenient financial calculators which allow you to print and/or download your custom reports.

RETIREMENT FINANCE CALCULATORS

  • Taxable vs. Tax-Deferred vs. Tax-Free InvestmentThe Taxable vs. Tax-Deferred vs. Tax-Free Investment calculator is designed to help compare a normal taxable investment, a tax-deferred investment, and tax-free investment.
  • Required Minimum Distribution (RMD)Use the Required Minimum Distribution (RMD) calculator to determine your RMD for the current year. The IRS requires that you withdraw at least a minimum amount from some types of retirement accounts annually, starting the year you turn age 72 (70½ if you attained age 70½ before 2020). Determining how much you are required to withdraw is an important issue in retirement planning.
  • 72t Withdrawals The IRS Rule 72t allows for penalty-free, early withdrawals from retirement accounts. Use this calculator to determine your allowable 72t distribution and how it can help fund your early retirement.
  • Traditional IRA The Traditional IRA calculator will show how contributions to a Traditional IRA may help you in your retirement.
  • Roth IRA The Roth IRA calculator will compare a Roth IRA to an ordinary taxable investment.
  • Roth IRA Conversion The Roth IRA Conversion calculator will show the advantage, if any, of converting your IRA to a Roth.
  • Roth vs. Traditional IRA Use the Roth vs. Traditional IRA calculator to determine which IRA is right for you.

 

Please note that all financial calculators require a JavaScript-enabled browser. Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.